Money
BHP Strike Month Two: The Shortfall Debt That Hits After Your Car Gets Repossessed
Handing back the keys doesn't always clear the debt. If the bank sells your car for less than you owe, you can still be chased for the difference.
7 min read
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Money
FIFO incomes are above average — make yours work harder. Budgeting, investing, super and financial planning for roster workers.
Money
BHP Strike Month Two: Should You Hand Your Car Back Before the Bank Repossesses It?
Voluntary surrender sounds like giving up, but for some FIFO workers still off the roster it's the cheaper option. Here's the actual math before you decide.
8 min read
Money
BHP Strike Month Two: How to Apply for a Car Loan Hardship Variation Before You Default
Missing a car payment is one thing, but there is a formal process to freeze or reduce repayments before it wrecks your credit. Here is exactly how to use it while you are off the roster.
7 min read
Money
BHP Strike Month Two: What Happens If Your Car Insurance Lapses While You're Off the Roster
Missing one premium payment can void your cover completely, and if you're in an accident while lapsed you could be personally liable for the full cost of repairs or a write-off.
7 min read
Money
BHP Strike Month Two: What Happens to Your Afterpay and Buy Now Pay Later Debt
Missed strike pay doesn't stop your Afterpay and Zip repayments from hitting your account. Here's what actually happens when those small weekly debts start stacking up on no income.
7 min read
Money
BHP Strike Month Two: What Happens If You Default on a Personal Loan
Missed a personal loan repayment while you're off the roster? Here's exactly what your lender can and can't do next, and how fast it escalates.
8 min read
Money
BHP Strike Month Two: How Credit Card Debt Snowballs When You're Off the Roster
Every week without a paycheck pushes more expenses onto plastic, and the interest doesn't stop just because your roster did. Here's how fast a manageable balance turns into a serious problem.
7 min read
Money
BHP Strike Novated Lease Trap: What Happens to Your Salary-Packaged Car If You're Off the Roster
If your car is a novated lease through payroll, no pay doesn't just mean no wages, it means the lease payments and tax benefits you're counting on can unravel fast. Here's what actually happens to the paperwork most FIFO workers never read.
7 min read
Money
BHP Strike and Your HECS Debt: How Missing Pay Could Change What You Owe This Tax Time
Weeks off the roster mean less taxable income this year, and that changes your compulsory HECS repayment. Here's what actually shifts on your tax return and what still keeps growing in the background.
8 min read
Money
BHP Strike and Your Tax Return: What Time Off the Roster Does to This Year's Refund
If you've been off the roster for weeks this year, your tax return is about to look very different. Here's what a lower income year actually means for your refund.
7 min read
Money
BHP Strike Fallout: What a Garnishee Order Does to Your Pay the Moment You're Back on Site
If a creditor took you to court while you were off the roster, your first pay cheque back could already have a chunk missing. Here's how garnishee orders actually work on FIFO wages.
8 min read
Money
BHP Strike Month Two: What You're Being Forced to Sell to Survive
Utes, boats, jet skis and tools are hitting Facebook Marketplace and Gumtree as strike pay runs dry. Here's what FIFO workers are quietly offloading just to make it to next payday.
8 min read
Money
BHP Strike Month Two: What Happens If You're Forced to Declare Bankruptcy
When missed payments turn into a bankruptcy notice, the fallout doesn't stop at your bank account. Here's what it actually does to your mine site job and site access.
7 min read
Money
BHP Strike Month Two: What Happens When Debt Collectors Start Calling
If your car, phone or credit card payment is now 30-plus days late, the calls have probably already started. Here's what debt collectors can and can't do while you're off the roster.
7 min read
Money
BHP Strike Month Two: What Missed Payments Are Doing to Your Credit Score
Missed one bill and you're fine. Miss your car, rent and utilities in the same month and you've got a problem that outlasts the strike.
8 min read
Money
BHP Strike Month Two: What Happens If You Fall Behind on Your Power and Gas Bills
Winter power bills are peaking right when strike pay stops, and energy retailers do not wait for your dispute to end. Here is what actually happens before the lights get cut.
8 min read
Money
BHP Strike Month Two: What Happens If You Fall Behind on Your Car Repayments
Your rent isn't the only thing at risk when the strike pay stops. Here's exactly when your lender can legally come for your ute.
8 min read
Money
BHP Strike Month Two: What Happens If You Fall Behind on Rent
If you're renting and the strike pay gap has hit six weeks, here's exactly how fast landlords can act and what your rights actually are.
8 min read
Money
BHP Strike Month Two: Can You Actually Claim Centrelink While You're Off the Roster?
With the strike rolling into its second month and pay packets drying up, workers are asking if JobSeeker or other Centrelink support is even an option. Here's what actually counts as eligible and what doesn't.
7 min read
Money
BHP Strike Rolls Into Its Second Month: What It Means for Your Mortgage and Loan Repayments
If the BHP strike has wiped out weeks of pay, your mortgage and car loan don't stop just because your roster has. Here's what banks actually do when FIFO income drops mid-strike.
8 min read
Money
China's Iron Ore Price War Meets the BHP Strike: What Double Trouble Means for Your Roster
Beijing is turning up the heat on iron ore prices at the exact moment BHP's strike is grinding into another week. Here's what happens to your shifts when a cash crunch and a walkout hit at the same time.
8 min read
Money
BHP Strike Extended: What Happens to Your Super and Site Insurance While You're Off the Roster
Your pay isn't the only thing on hold during the strike. Here's what actually happens to your super contributions and income protection while you're off site.
7 min read
Money
If the BHP Strike Ends Tomorrow: What Happens to Your Back Pay, Roster and Seniority
When the picket lines finally come down, the fight over what you're owed is just getting started. Here's what a return-to-work deal could mean for your wallet and your spot on the roster.
8 min read
Money
BHP's Plan to Hire a Rebel Workforce: What It Means If Your Old Job Isn't There When the Strike Ends
BHP is quietly building a backup workforce to outlast the strike, and that changes the calculation for every striking worker wondering if their roster spot will still exist. Here's what a parallel hiring push really means for your job.
7 min read